Tax Benefits

Scholarships and Grants

Scholarships and grants are funds that generally don’t need to be paid back. There also are certain loan programs that, after graduation, can be paid back through service in particular fields such as education, nursing, government and allied health. When seeking financial aid, research these types of funds first.


Few families are able to cover the cost of college out of pocket. Most meet college expenses using a combination of scholarships,


FAQ NC 529 Plan

When do I apply for financial aid? Can I apply before I’ve applied to college?

Early in your senior year of high school, you and your parents (if you are a dependent student), should fill out the Free Application for Federal Student Aid (FAFSA). The FAFSA form becomes available on October 1 for the following academic year.

The FAFSA not only helps determine your eligibility for federal aid, it is used to determine eligibility for state and college financial aid too.

Start Saving for College

Enroll for a NC-529 college savings plan

Your child’s future can’t wait

Set up an NC 529® Plan account in less time than it takes to brew a pot of coffee.

Enroll online or complete and mail a paper form. There are no fees or sales charges to open an account and the minimum contribution is only $25.

You get to choose your investments. Choose one or more from the age-based and individual options that cover a range of financial strategies,